An article from NPR points out that racial and ethnic disparities in wealth cannot be explained only by who is willing to work harder. According to the article:

Study after study shows that white families are more likely than blacks and Hispanics to enjoy certain economic advantages — even when their incomes are similar. Often it’s the subtle things: help from Mom and Dad with a down payment on a home or college tuition, or a tax break on money passed from one generation to the next.

The greater wealth a family starts with, the more wealth it tends to accumulate. This leaves poorer families and a continuing disadvantage compared to their wealthier counterparts. To read more, including how some families are breaking the cycle of poverty, click here.